# ACT21 Software

> ACT21 Software is a leading SaaS company specializing in AI-driven, low-code platforms and business automation solutions tailored for the Banking, Financial Services, and Insurance (BFSI) sector. The company empowers financial institutions with 360-degree automation — covering sales performance management, digital onboarding, incentive compensation, partner payouts, and enterprise app development.

ACT21's platforms are trusted by major banks, NBFCs, insurance companies, and financial institutions across India. The company processes over 13 million loans per year, disburses $372 billion annually, manages 500,000+ payees, and handles $660 million in payouts per year. ACT21 is ISO-certified for security and compliance and has been recognized with multiple industry awards, including Best Risk Management Implementation (iBSI Global Fintech Innovation Awards 2024) and Excellence in Fintech (ET NOW Business Conclave & Awards 2025).

## Products & Platforms

### HyperApps — Low-Code Application Development Platform
- [HyperApps Overview](https://www.act21.io/hyper-apps/): AI-driven low-code platform for building scalable enterprise web and mobile applications with drag-and-drop visual tools. Cuts development costs by up to 50% and improves time-to-market by 67%.
- Key capabilities: Visual Builder, Business Rules Engine (BRE), Workflow Automation, Integration Manager, Decision Manager, UI Manager, Communication Engine (email/SMS/nudges), Parallel & Distributed Processing, AI/ML Integration, Role-Based Access Control, Automated Deployment, Cloud/On-Premises/Hybrid support, 25+ pre-built UI components, inbuilt Fintech API connectors.
- Fintech partners integrated: Signzy, Probe42, Novel Patterns, Karza, Nexensus, Equifax, AuthBridge, Sign Desk, Perfios, Corpository.

### HyPerform — Sales Performance Management Platform
- [HyPerform Overview](https://www.act21.io/hyperform-product/): End-to-end sales strategy, performance tracking, and incentive compensation management (ICM) platform. Reduces payout processing time by 83%, cuts manual effort by 95%, and ensures 100% compliance and audit conformance.
- Key capabilities: Territory Management, Quota Setting, Scenario Planning & Simulation ("what-if" analysis), KPI Tracking, Payout Grid & Rule Modeller, Gamification & Sales Contests, Configurable BI Dashboards & Reports, Claw-Back / Arrears / Hold & Unhold, Invoice Management with e-signing, Hierarchical Reporting (roll-up/roll-down), Workflow Management, Issue Resolution Ticketing, Mobile App.
- Designed for: finance teams, sales agents, HR departments, and all hierarchy levels.

### HyperVantage — Digital Onboarding Platform
- [HyperVantage Overview](https://www.act21.io/digital-onboarding/): Structured digital onboarding ecosystem enabling faster customer and partner activation with tighter compliance controls and scalable growth.

## Independent Configurable Modules

- [Employee Incentive](https://www.act21.io/employee-incentive/): Drive performance and productivity with tailored employee reward and incentive programs.
- [Partner Payout](https://www.act21.io/partner-payout/): Effortless management of partner commissions and payments.
- [Partner Onboarding](https://www.act21.io/partner-onboarding/): Accelerate partner onboarding with a streamlined, user-friendly system.
- [Digital Onboarding](https://www.act21.io/digital-onboarding/): Minimize onboarding friction and grow customer base at scale.
- [UI Manager](https://www.act21.io/ui-manager/): Create intuitive, visually engaging, and responsive application screens.
- [Integration Manager](https://www.act21.io/integration-manager/): Seamlessly connect systems and third-party APIs.
- [Workflow Manager](https://www.act21.io/workflow-manager/): Streamline and automate business processes with a configurable workflow engine.

## Key Metrics

- 13 Million+ loans processed per year
- $372 Billion disbursed per year
- 500,000+ payees managed per year
- $660 Million in payouts processed per year
- 67% improvement in time-to-market (HyperApps)
- 74% reduction in operational costs (HyperApps)
- 83% reduction in payout processing time (HyPerform)
- 95% reduction in manual efforts (HyPerform)

## Awards & Recognition

- Best Risk Management Implementation — iBSI Global Fintech Innovation Awards 2024
- Entrepreneur of the Year (Financial Tech) — Pankaj Gupta, CEO
- Great Place To Work Certified
- Excellence in Fintech — ET NOW Business Conclave & Awards 2025

## Security & Compliance

ACT21 platforms are ISO-certified and designed for enterprise-grade data security, supporting LDAP, OTP, OAuth authentication, Role-Based Access Controls (RBAC), full audit logging, and regulatory compliance for the BFSI industry.

## Contact & Demo

- [Request a Demo](https://www.act21.io/contact-us/)
- Website: https://www.act21.io